Legal Disclaimer

Rich’s Enterprises, LLC which owns and operates is not a legal services organization. is a self-help site that offers information to help consumers become educated about their bankruptcy filing rights. All information contained herein is designed specifically for consumers who through their own efforts wish to better understand the chapter 7 process.

Legal information is NOT the same as legal advice. 

CAUTION: The use of any information contained herein, such as opinions, instructions, suggestions, advice, letters and similar content is at the user’s own risk. You are strongly encouraged to consult with legal and financial professionals prior to making any decision that could have legal or financial consequences to you.

The information provided on site is provided for educational and informational purposes only and/or any advice or comments made by any agent or employee of Rich’s Enterprises, L.L.C. are intended only to educate and assist visitors in managing their own affairs in various areas of debt and credit management.

Access to this web site and all information contained herein is free with the understanding that the authors and publishers are not engaged in rendering legal advice or services. As such, the information provided on this site should not be used as a substitute for professional counseling and advice from certified legal or financial professionals.

Although the information on the web site is totally FREE and explains how chapter 7 bankruptcy work, each State and even some counties have their own unique procedures. Always ask the court clerk, for specific instructions relevant in the district court nearest you. While we have made every attempt to ensure the information contained in this web site is accurate and from reliable sources, we are not responsible for any errors or omissions, or for the results obtained from the use of this information.